IMAGE OR FLOWER IN THE WATER EFFECT - photoshop tutorial

IMAGE OR FLOWER IN THE WATER EFFECT:
1. Open any image. Remove its background. Use pen tool or quick mask. Select the image and place it in the new place.
2. In the new document, add new layer just below the image layer. Select the rectangular marquee tool and drag it.
3. Change the foreground color to blue and goto filter>render>clouds.
4. Select the image layer. Select half part of the image and goto layer>new>layer via cut. You will see one new layer.
5. Decrease its opacity to 50%.

NOTE: To undo to the last previous saved state use File>Revert.
      For cloning, both the color modes must be the same.
      CTRL+8 for color mode.

6. Select the last layer. Select elliptical marquee tool and draw an elliptical shape over the water. Then goto
   Filter>Distort>Zig-zag. Settings as:
    Amount: 60%
    Ridge:    6
    Style:    Around center
7. Select the cut image layer and goto Filter>Distort>Shear.